Do I have to use a credit card?

As for the monthly subscription price to use Allmoxy, we only accept credit or debit cards (note: we accept all major credit cards including American Express!) 

However, you can collect payment from your customers however you would like! We can process offline, manual payments (checks or cash; more info on that here), or your customers can set up a bank or credit card for online payment. 

Here's a quick article on how to set up payment options for your customers: 
https://articles.allmoxy.com/knowledge/how-do-i-add-payment-options-for-customers